Privacy Policy

Lighten Debt ("we," "us," "our") respects your privacy. This Privacy Policy explains what information we collect, how we use it, who we share it with, and the choices you have. By using our website or submitting our intake form, you consent to the practices described below.

When you use the Site or submit our intake form, we may collect:

• Contact information: full name, email address, phone number.
• Self-reported financial information: credit score range, credit goals, timeline, and notes you provide.
• Technical data: IP address, browser type, device information, pages viewed, and referral source (collected automatically).

We do not pull your credit report. We do not collect Social Security numbers, full account numbers, or government IDs through this Site.

We use your information to:

• Match you with a third-party debt relief or consolidation partner that fits your situation.
• Pre-fill your name, email, and phone on our partner's intake form so you don't have to retype it.
• Respond to your inquiries and provide customer support.
• Improve our Site and marketing.
• Comply with legal obligations.

We share your information with:

• Affiliate partners. When you submit our intake form, we forward your contact details to a partner debt relief or consolidation company (e.g., National Debt Relief, Accredited Debt Relief, or Freedom Debt Relief) so they can follow up with you.
• Service providers. Hosting, database, analytics, and email vendors that help operate the Site under confidentiality obligations.
• Legal authorities. When required by law, subpoena, or to protect our rights, property, or safety.

We do not sell your personal information for monetary consideration.

We may use cookies and similar technologies to remember your preferences, measure traffic, and improve the Site. You can disable cookies in your browser settings, though some features may not work properly.

We retain your information for as long as needed to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. You may request deletion at any time (see Section 8).

We use industry-standard administrative, technical, and physical safeguards to protect your information. However, no system is 100% secure. You submit information at your own risk.

Depending on where you live (e.g., California, Virginia, Colorado, EU/UK), you may have rights to:

• Know what personal information we hold about you.
• Request a copy, correction, or deletion of your information.
• Opt out of certain sharing for targeted advertising.
• Withdraw consent.

To exercise these rights, email info@lightendebt.com. We will respond within the timeframe required by applicable law.

The Site is not directed to anyone under 18. We do not knowingly collect personal information from children.

The Site contains links to third-party websites (including affiliate partners). We are not responsible for the privacy practices of those sites. Review their privacy policies before sharing information.

We may update this Policy. The "Last updated" date above shows the latest revision. Material changes will be highlighted on the Site.

Questions or requests about your privacy? Email info@lightendebt.com.