About us
Straight talk about debt.
Lighten Debt is a small, independent publisher and matching service focused on one thing: helping people trapped in high-interest debt see their options clearly.
Who we are
Lighten Debt was founded in 2025 by a team that watched close family members cycle through credit card minimums for years — paying thousands in interest and never touching the principal. We built this site as the resource we wish they'd had: no jargon, no fake urgency, no "one weird trick." Just the math, the honest trade-offs, and a way to see if a consolidation loan actually makes sense for your situation.
We're headquartered in the United States and serve US residents only.
What we do — and don't
We do
- • Publish free, plain-English guides on debt payoff strategy.
- • Match qualified users with vetted debt consolidation lenders.
- • Show the actual math on APR, monthly payments, and total interest.
- • Tell you when consolidation isn't the right fit.
We are not
- • A lender or bank.
- • A law firm or credit counselor.
- • A debt settlement company.
- • Providing personalized legal or financial advice.
How we make money
When we refer a qualified user to one of our partner lenders and that user completes an application or funds a loan, we may receive a referral fee from the lender. You never pay Lighten Debt anything, and the fee doesn't change the terms you're offered. Full details are in our affiliate disclosure.
Our blog content is written independently of any lender relationship. We do not accept payment for editorial coverage, and we routinely publish articles that recommend against borrowing when it isn't in the reader's interest.
Our standards
Sourced claims
Statistics come from CFPB, Federal Reserve, and other primary sources — cited in the article.
No fake testimonials
We don't invent client stories or use stock-photo "customers." Examples on our site are labeled as illustrative math.
Human review
Every article is reviewed for accuracy and updated when rates, rules, or data change.
Read the full editorial policy.
Contact us
Questions, corrections, press, or partnerships: info@lightendebt.com. We read every message and typically reply within two business days.
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